Cold Cash and Hot Wallets

Cold Cash and Hot Wallets Do you collect pennies or cyptocurrency? Either way, your named trustee will need to do something with them when you are gone. Cold Cash and Hot Wallets Do you collect pennies or cyptocurrency? Either way, your named trustee will need to do something with them when you are gone. Pennies…

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What Is Your Legacy?

Republished from The Fifth Chapter Blog, original date 10/29/11, Updated 4/28/22 I have finished my Saturday chores. A practice that still evokes my mother busily catching up on cleaning after a week of full-time work and prodding me to do the same. She always told me her mother said, “Do your duties before you play†so I…

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Collaborative Conservatorships

Not all cases involve high family conflict. Even when they do, family situations can improve with a neutral fiduciary. One of the most rewarding aspects of our work are situations that become collaborations with family members.  Our role as Conservator is extremely important to provide the legal authority to act on someone’s behalf, and while we provide…

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Don’t Lose Your Valued Client to Dementia

An interview between fiduciary and investment advisor One of the crucial members of an effective support system for aging family members and clients is their investment advisor. Professionals that interact with their clients regularly, such as investment advisors and tax preparers, can often see the decline over time that can come with dementia. We wanted…

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California Donors Can Stay Anonymous

Some folks prefer to remain anonymous when they support non-profits. Now California donors who give over $5,000 to a non-profit can remain anonymous due to a U.S. Supreme Court ruling as of June 30, 2021.  See this article by NPR for more details. Read in NPR’s article by Nina Totenberg here: At ACE Fiduciary Group,…

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Building a Crockpot Legacy

ike a recipe for the children’s story of Stone Soup, we describe below “ingredients†you might consider adding to our crockpot. This is how we can join forces to slowly build a legacy of education and excellent fiduciary services for the communities we serve – “orphan elders†and disabled adults in Alameda, Contra Costa, Napa,…

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Donating IRA Assets to Charity

Donating IRA assets to a charity of your choice is one of the simplest ways to have a significant impact on the future. When you find a non-profit whose cause aligns with your values, you have two great options to use your IRA account to the max. Option #1: When you see your IRA account…

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Peter’s Story: A Case Study

Peter had a tragic childhood. His mother and he fled his birth country due to persecution. Eventually, he learned a second language and emigrated to the United States, where he became a teacher. Since he was single and he saved money, his estate upon his death, was worth over $5,000,000. Since he had no living…

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When Families Collide

Co-authored by Loren A . Emmanuel and Victoria Greenleaf Some families learn how to make decisions together, respecting each other even through conflict and differences of opinion.  Others do not. When the needs arising from a family member’s aging creates worry in other family members and friends, decisions can become difficult for many families.  The…

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To Stage or Not To Stage? That is the Question

Co-authors Loren A. Emmanuel, Fiduciary and Michael J. Stephens, Realtor When a cash-out refinance (as we discussed last month) is not possible, or after the death of an elderly loved one or client, often the trustee will look to selling a residence or rental.  The decision as to when and whether to sell real property…

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